Financing · Orange County
Build the kitchen, backyard or addition you want now and pay over time. Compare three lending partners and apply online in minutes.
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Compare your options
Each lender works a different way: no equity needed, borrowing on your home’s future value, or a quick check with no impact on your credit. Apply online in minutes.
Unsecured loan
Home equity loan or HELOC
Home improvement loan
*HFS sends loan terms within 24 hours once you are conditionally approved. Financing is offered by these independent lenders, not by HQ Remodeling & Design. All loans are subject to credit approval. Rates, terms and amounts are set by each lender and can change, so confirm the details with the lender when you apply.
How it works
We plan and price your project, so you know exactly how much you need.
Compare the three options above, or ask us which one fits your project best.
Apply directly with the lender. They review your application and send you the loan terms.
Once your financing is in place, we schedule your project and get to work.
Questions before you apply?
Watch our short video on financing your remodel, or call us. We’ll help you compare the options and plan a budget that works for you.
Watch videoFinancing questions
With HFS, checking your options uses a soft credit check, so there is no impact on your credit. For Lyon Financial and RenoFi, ask the lender how they check credit when you apply.
No. Lyon Financial offers unsecured loans from $5,000 to $200,000, and HFS loans need no equity and no appraisal. RenoFi is a home equity loan, but it is based on what your home will be worth after the remodel, not what it is worth today.
No. With RenoFi you keep your existing mortgage, and Lyon Financial and HFS loans are separate from your mortgage.
Lyon Financial offers terms of 15, 20, 25 and 30 years. RenoFi and HFS give you your terms when you apply; HFS sends them within 24 hours once you are conditionally approved.
Yes. Lyon Financial funds much more than pools, and HFS funds all home improvements, so kitchens, bathrooms, backyards and additions are all covered.
No. The loans come from these independent lenders and are subject to their credit approval. We are happy to help you compare the options and price your project first.
Your project starts with a conversation
Tell us a little about your project. We’ll discuss your priorities and the next steps for your home.
A few quick details in the form.
Within 1 hour during business hours, or the next morning if it’s after hours.
Your goals, scope and budget. From there, we can plan a site visit and a detailed estimate.
Prefer to talk?
(714) 384-7529
Design · Engineering · Permits · Construction
Already have plans? We can work with those, too.
